Virtual CFO
Fractional CFO cadence with cash-flow models and owner reporting—without a full-time hire.
Overview
Virtual CFO built for growing businesses
A Virtual CFO engagement gives you senior financial oversight on a flexible schedule—forecasting, reporting, and decision support without a full-time hire.
Virtual CFO support is available as a recurring monthly engagement during business hours. It suits companies that need more than bookkeeping but are not ready for a full-time finance leader.
Expect a fixed meeting cadence, a rolling cash-flow model, and owner packs you can reuse in leadership meetings.
When this service is available
Open year-round · Monthly retainer · Office hours on an agreed schedule
What's Included
- Recurring CFO office hours
- Cash-flow and runway modeling
- Board or owner reporting packs
- Scenario planning for growth decisions
Deliverables
- Monthly CFO pack
- Rolling cash-flow model
- Decision memo for key initiatives
Best Fit
Who Virtual CFO is for
A quick check to see if this package matches where your business is right now.
Companies past DIY spreadsheets
Founders preparing for growth or funding
Teams that need fractional senior finance help
How It Works
How our virtual cfo engagement runs
A clear path from first conversation to ongoing delivery.
- 01
Set the operating rhythm
We agree on meeting cadence, report format, and the decisions your leadership team needs support on.
- 02
Install the model
A rolling cash-flow and KPI pack is built from your books and updated as actuals arrive.
- 03
Advise and adjust
Monthly reviews turn the model into priorities—hiring, spend, runway, and scenario planning.
FAQ
Common Questions
Answers specific to virtual cfo.
How is Virtual CFO different from CFO Advisory?
Virtual CFO is a deeper ongoing retainer with modeling, office hours, and leadership packs. Advisory can be lighter and more meeting-focused.
Do you replace our bookkeeper?
No. Strong bookkeeping feeds the CFO work. Many clients keep both services active together.
What is the typical monthly time commitment?
Most retainers include a monthly working session plus async review time. Exact hours are set in the engagement letter.
Can this scale into a full-time CFO search later?
Yes. Some clients use Virtual CFO while they grow, then transition to an internal hire with cleaner systems already in place.
Ready to start Virtual CFO?
Tell us about your books, timeline, and goals. We will confirm scope, availability, and next steps.